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By submitting this information you acknowledge a licensed insurance agent may contact you by phone, email or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance or Prescription Drug Plans.

Medicare confusion?
We're here to help.

Are you already receiving benefits from Social Security or Railroad Retirement Board or Disability Payments?

If you are then you will automatically receive your red, white and blue Medicare card showing effective dates the first day of your birthday month.  If you are under 65 and disabled receiving disability payments from Social Security,  you will automatically receive your red, white and blue Medicare... ...Read More

If your answer is Yes, then you can delay to receive Part B even if you turn 65 if you are still covered through yours or spouse’s current  Employer’s Group Insurance.  ...Read More

There is a Special Enrollment Period that you can sign up or change your coverage at certain times of the year if you have a Qualifying Life Event. You may be able to get extra help with your Medicare costs if you meet the low income level.  ...Read More

 If you didn’t sign up for Medicare Part A,  Part B, and Part D when you’re first eligible, you may have to pay a penalty:In most cases, someone turning 65 is eligible to sign up for a Premium Free Part A.  But if you have to buy Part A and you didn’t buy it when you’re first eligible for Medicare,... ...Read More

If you wait until the month you turn 65 (or the 3 months after you turn 65) to enroll, your Part B coverage will be delayed. This could cause a gap in your coverage and you might have to pay a higher premium for late enrollment. ...Read More

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MaryRose Miraglia
Independent Insurance Agent
Agent #4013037
We do not offer every plan available in your area. Currently, we represent organizations that offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.